As soon as a broker enters the required details regarding its client, the system searches for exact or close matches against it's database of client account applications supplied by the securities industry, and international sanctions lists data bases. It then returns one of four results:

1: A FLAG
Other MRL users have experience of dealing with this client and have more detailed information that they believe the broker should be aware of.

2: PARTIAL MATCH
Some key details entered match with previous records e.g multiple client names for the same address. This may suggest that the client has provided some false or misleading information. Access is then provided to MRL users who have prior knowledge of the client.

3: NO MATCH
No other user has encountered this client previously, but the details will be logged for future reference.

4: IDENTICAL MATCH
The client is already on the system and there are no queries over the details or activities.

All returns are in a printable format with a date time stamp for inclusion in client take-on records.

From the information provided by other MRL members OR the suppliers of sanctions lists, a broker will be able to judge if there is any suggestion of questionable behaviour by a potential client.

• A number of searches made by other MRL members over a short period of time could indicate for example:
         Rejection of the potential client by other MRS members
         A possible money-laundering scenario

• Other possible criminal activity
• Partial matches where the information varies slightly could indicate that the client is attempting to disguise his/her identity. Multiple entries for the same address may indicate criminal activity.
• Other members may have 'flagged' a bad debtor long before (if ever) he is credit blacklisted.